Virginia Auto Insurance

Posted in

August 20th, 2008

Virginia is to lovers what a Virginia Auto Insurance policy is for law-abiding residents of the state. Virginia is a no fault state requiring uninsured motorist insurance for all their residents who want to obey the local laws of the land. Not only do policyholders in the state have to carry minimum legal liability limits of $25,000 for injury liability for an individual harmed in an accident, $50,000 for all injuries due to an accident and $20,000 for property damaged on their policy, but they must also cover the other options previously mentioned.

Located on the Atlantic Coastline of the south, Virginia is bordered by North Carolina, Tennessee, Kentucky, West Virginia and Maryland. Virginia is sometimes referred to as the “Mother of Presidents”, because it is the birthplace of eight U.S. presidents. Our forefathers would certainly advise to following the laws of the state and insist that they carried the proper Virginia Auto Insurance.

They might have even heeded the advice of the Insurance Information Institute, who believes that many of the states minimum liability requirements, including those of Virginia Auto Insurance, may not be high enough to meet the needs of the drivers. They recommend a higher minimum of $100,000 of bodily injury protection per person and $300,000 per accident for a Virginia Auto Insurance policy.

65% of Virginia is covered by forests and has many interesting critters, flora and fauna. There are five different geological regions in the state including Tidewater, Piedmont, Blue Ridge Mountains, Ridge and Valley and the Appalachian Plateau. Because of the large type of range in the geographic of the state you can find such animals white-tailed deer, black bear, beaver, bobcat, raccoon, skunk, opossum, groundhog, gray fox, eastern cottontail rabbit, mountain lions, Virginia cardinal, barred owls, Carolina chickadees, Red-tailed Hawks, wild turkeys, Peregrine Falcons brook trout, longnose and blacknose dance, and the bluehead chub, of crayfish blue crabs, clams, oysters, and rockfish. If you want to driver around the state to explore all the local wildlife, then make sure your Virginia Auto Insurance policy is current and up to the limits.