3 Tips for Securing the Cheapest Auto Insurance for Your Teen Driver

auto insurance for teen driversIt’s no secret that teen drivers don’t always have the best reputations on the road. While some are just as responsible as their adult counterparts, others make a few serious mistakes when behind the wheel, which is why it’s extremely important for parents to secure the cheapest auto insurance for them before letting young drivers hit the road. With the right tips, finding great coverage is a simple process.

Teen Drivers at High Risk on the Road

Teen drivers are novices on the road, learning the concept of safe driving each time they get behind the wheel. Unfortunately, this makes even the most responsible young person accident-prone.

According to the Centers for Disease Control and Prevention (CDC), the risk of motor vehicle crashes is higher among teen drivers ages 16-to 19-years-old than among any other age group. Per mile driven, teen drivers are three times more likely than drivers ages 20 and older to be in a fatal crash.

These stats show just how important it is to ensure teens are fully educated and have received the adequate amount of practice before getting on the road alone. It’s also crucial that parents take the steps necessary to secure quality protection through the cheapest auto insurance possible.

3 Ways to Secure Cheapest Auto Insurance Policy for Teens

When searching for the cheapest auto insurance for your teen drivers, you need to make sure that the coverage will protect you financially if your child is in an accident. Here are some steps to help make this goal a reality:

Research Insurance Companies

The first step to finding the cheapest auto insurance for teen drivers is to check the quality of insurance companies you’re considering. You can check with your state’s Department of Insurance website to find out whether customer complaints have been filed against a company you’re considering. Also, check with your local auto body shops for recommendations based on claims processes.

Shop Around

Shop around for auto insurance quotes, before settling on one. Some companies offer deals and perks that others don’t, so look at no fewer than five companies before making a purchase.

Encourage Your Teen to Earn High Grades

If your teen drivers maintain at least a B-average in high school (and even college), they could qualify for good student discounts that help you save big.

It can be a scary prospect to finally allow your teen to get behind the wheel with all of the potential dangers on the road. But with the right defensive driving skills and quality auto insurance, you can feel at peace when you hand over the keys to teen drivers.

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