Save Money: Anti-Lock Brakes Discounts

Posted in Auto Insurance

February 7th, 2009

As safety measures have improved in automobiles, so have the insurance discounts offered to drivers taking advantage of them. The first trend of additional discounts for those purchasing vehicles with anti-lock brakes started occurring in the late 1980s. At that time, many auto insurance providers started to take the motto safety first to heart and rewarded their customers who opted for anti-lock brakes, airbags and automatic safety belts in there new vehicle purchases.

Those cars equipped with safety equipment such as anti-lock brakes are entitled to discounts because this feature can save lives. Anti-lock brake systems use technology that controls wheel speed during braking. This allows for faster and safer stops without skidding or loss of steering control. With safer technology, there is a lower chance of an accident occurring and from people getting injured. Ultimately, the auto insurance companies will pay out less on medical bills and claims. To entice consumers to drive vehicles with this and other safety features, they will discount the cost of your auto insurance.

The anti-lock brakes discount will vary between 2 or 4 wheel anti-lock systems. Since not all vehicles are automatically equipped with anti-lock brakes, this is considered an optional feature. Most insurance companies will take the year, make and model of your car and investigate what safety features your vehicle is equipped with and automatically provide you with a discount. Others insurers may not, so it’s best to let your insurance representative know just in case.

By purchasing a car with anti-lock brakes, automatic seat belts and airbags, you may be purchasing what is considered a safe car. Ownership of these types of vehicles will not only save you money, but also your life.