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Filing an Auto Insurance Claim

Posted in Auto Insurance , Auto Insurance Claims

January 16th, 2009
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An auto insurance claim is made by someone who owns a car and has insured it. The claim is made when theres been some sort of an accident, event or issue which falls under any of the categories covered by the auto insurance policy. For example, if youre driving along in your SUV, which is covered by an auto insurance policy issued by a national or local insurance agency, and you get into a minor fender-bender on a street or highway, you will make a report with the insurance company detailing what happened. This is called a claim. By making a claim and filing all of the necessary paperwork, the owner of the vehicle is notifying the insurance agency of what has happened and who is liable. This way, the insurance company can verify that the issue or event is covered by their policy, and then set about authorizing any reimbursements which will be made by the policy holder. In essence, a claim is your demand that your insurance company cover the costs involved with the event in question.