Save Money: Auto Insurance Discounts You May Not Know About
There are certain auto insurance discounts that could save you money on your premiums that you may not be aware of. For example, are you a teacher, engineer or in the military? Statistically speaking, you are a safer driver than others on the road. Therefore, your auto insurance company may offer you additional discounts.
Perhaps you are entering your golden years. While some of your other insurance costs may be skyrocketing at this time, your years of driving may qualify you for an auto insurance discount. Your experience behind the wheel could be a valuable cash saver, so why not take advantage of it?
If you are a homeowner, why not try to get discounts through a bundled insurance plan. By purchasing home and auto insurance through one provider, they can offer you more savings than buying those policies separately and through different providers.
Education is another way to save money on your auto insurance. Defensive driving classes, either online or in real life will qualify. Student drivers with good grades may also be entitled to additional auto insurance discounts.
Do you have good credit? Aside from getting the best loan rates, your credit score also puts you in a higher class of responsibility from other drivers. It is another way auto insurance providers will weigh the risk of covering you under their policy – and they may provide you with a discount.
Other ways to get discounts on your auto insurance policy are installing anti-theft and tracking devices on your vehicle, covering multiple vehicles under the same policy, removing collision coverage on older vehicles and raising your deductible. Before agreeing to any policy, be sure to comparison-shop and read the fine print.