Auto Insurance Quotes Current Rates, News & Information
What Determines Car Insurance Rates?
Posted in Auto Insurance , Auto Insurance Quotes
February 22nd, 2009
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Car insurance premiums are determined by a number of factors, including how well it sells, according to recent information from Insure.com. With individuals looking to cut costs in as many areas as possible, knowing how to lower insurance rates is a great benefit.
The Type of Vehicle You Own Can Affect Your Premium 
Will Auto Insurers Require SR-22 Insurance?
Posted in Auto Insurance , Auto Insurance Quotes
February 13th, 2009
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An SR-22 is a common addition to auto insurance policies; however, not everyone needs one. Usually, they accompany the policies of individuals who have had some type of traffic violation and are now required to show proof that they are financially responsible for the vehicle they operate. Lets take a closer look at what they are and who needs them.
Will a Traffic Ticket Increase My Auto Insurance Rates?
Posted in Auto Insurance , Auto Insurance Quotes
February 12th, 2009
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Traffic tickets can affect your auto insurance rate along with other factors. The key is to know what precautions to take to avoid having your rates go up through accidental reckless driving.
Why Do Traffic Tickets Matter?
Traffic tickets are great determining factors in how well you drive, which is why getting one can increase your auto insurance rate. If the company you’re dealing with thinks you’re likely to cause problems on the road, you’re going to have to pay for the risk they’re taking in insuring you. In some cases, one speeding ticket can create a 27% increase from the base premium and by the third ticket, you might pay as much as 63% more. This means, in order to keep your rates low, you should try to avoid violations and accidents.
Why Do Auto Insurance Rates Change?
Posted in Auto Insurance , Auto Insurance Quotes
February 11th, 2009
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Auto insurance rates are affected by a number of factors, including the type of car you buy and even your age. The list of what affects insurance premiums is actually pretty long. But if youre wondering just how your coverage might be affected, take a look below at some factors that determine why rates change.
Benefits of Traffic School for My Auto Insurance Policy
Posted in Auto Insurance Quotes
February 9th, 2009
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If youve been to traffic school due to some type of violation, youll be happy to know that your hard work will benefit your auto insurance premium. In addition to removing points from your record, you can enjoy lower rates by taking this step to improve your driving record.
Why Go to Traffic School?
Does My Credit Affect My Auto Insurance Premium?
Posted in Auto Insurance , Auto Insurance Quotes
February 3rd, 2009
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Despite the loss of your job, you have tried desperately to maintain all your credit accounts in good standing. There were a few months of late payments, but courtesy of a new position you have finally caught up. Unfortunately you have just received your 2009 bill for your car insurance policy and you have noticed a steep increase in your costs. Your credit score has negatively affected your auto insurance premium.
Cost of Insuring Younger Drivers
Posted in Auto Insurance , Auto Insurance Quotes
January 13th, 2009
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Remember how excited you were when you first got your license? How eager you were to hit the road and feel real freedom, either alone or with your friends? If you were like most young drivers, you probably suffered a case of lead foot for a while, as you experienced real speed for the first time in your life. That novelty wore off, of course, but everyone had a similar learning curve to becoming a better and safer driver.
How are Auto Insurance Premiums Determined?
Posted in Auto Insurance , Auto Insurance Quotes
January 12th, 2009
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Auto insurance premiums are what an insurance company charges for insurance coverage. When you pay a premium, you are basically paying your monthly bill, which the insurance company determines based on multiple factors. For example, your premium could be determined by:
-Your age. Younger drivers have less experience and are more likely to get into an accident. Thats why its important to get your drivers license as soon as possible, so that you can benefit from more years on the road. In addition, younger drivers are statistically more likely to speed and drive aggressively, which is a big factor in accidents.
Younger Women Pay Less for Auto Insurance
Posted in Auto Insurance , Auto Insurance Quotes
January 8th, 2009
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Believe it or not, gender does indeed play a role in determining a persons auto insurance coverage and premiums. Auto insurance companies have studied the data on national accident statistics for years and years, and have come to the conclusion that gender does indeed play a role in the way we drive and ultimately, the way we are insured. But what demographic does this benefit most? The answer is younger women drivers, particularly teenagers and other newly licensed drivers. Because young women drive more responsibly and safely than their male counterparts, young women drivers can expect to pay less than young men for auto insurance.
High-Risk Auto Insurance
Posted in Auto Insurance , Auto Insurance Quotes
January 7th, 2009
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High risk auto insurance is a term that applies to people who, due to either a poor driving record or specific circumstances relating to what they did with their car, are deemed by auto insurance companies to be costly to insure. They are more likely to get into an accident, as opposed to other drivers, and have a higher chance of incurring expenses for an auto insurance company. This is not unlike people who must pay higher rates for bad credit auto loans because of poor credit history.