Electronic Proof of Auto Insurance a Growing Trend in U.S.

proof of auto insurance

Many drivers no longer have to frantically search their vehicles for their auto insurance cards when stopped by law enforcement, thanks to new insurance laws. Currently, 25 states are allowing their residents to show electronic proof of insurance during traffic stops.

25 States Allow Electronic Proof of Insurance

Getting pulled over for a routine traffic stop only to realize you can’t find your proof of insurance can be a nightmare. Fortunately, showing proof of coverage has become less challenging for residents in many states.

In recent years, states have adopted new laws that allow drivers to avoid the need to keep up with their auto insurance cards, according to a new map prepared by the Property Casualty Insurers Association of America.

Instead, drivers can simply whip out their smartphones and show proof of insurance electronically.

The 25 states that currently allow electronic proof of insurance are Alaska, Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, North Dakota, Oregon, Tennessee, Texas, Utah, Virginia, Washington and Wyoming.

Finding Affordable Auto Insurance Nationwide

[relatedposts]If you have yet to purchase auto insurance in a state that allows for electronic proof of insurance — or any other state across the country — and you’re ready to buy, here are some tips to help you secure affordable coverage:

  • Search online: One of the best ways to find affordable auto insurance is to conduct your search online. Most insurance companies offer tools that make finding quotes fast and easy, so that you can quickly compare the best cost for the services you desire.
  • Search for discounts: As you conduct your search, look for companies that offer discounts for everything from bundling policies to being a safe driver. You’d be surprised by how much you can save.
  • Search with multiple companies: It’s important to conduct searches with multiple companies, so you can more easily determine which are offering the best deals.

It’s great to know that drivers in some states can now more easily show law enforcement their proof of insurance during traffic stops. Even better, by conducting careful searches, drivers around the country can access some of the most affordable auto insurance rates on the market.

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