Report Shows Ford Cars Better for Auto Insurance Repair Costs

A new NHTSA report has revealed that on average Ford cars are cheaper to repair after a collision, which means auto insurance companies have fewer costs to endure and could in turn offer cheaper rates to their policyholders.

The 2010 Relative Collision Insurance Cost Information Booklet, released by the National Highway Traffic Safety Administration (NHTSA), helps car insurance companies determine how to set premium costs for cars and is indeed important for those who are trying to choose what cars to buy.

Ford Cars Are Cheaper to Repair

According to the report, Ford, Lincoln and Mercury owners may enjoy cheaper auto insurance rates than some other owners with comparable cars because of the affordable repair costs associated with these vehicles. Overall, these three vehicles have the lowest collision insurance costs of any automaker out right now.

More specifically, the following 2007-2009 models are the cheapest to repair:

  • Ford Taurus
  • Ford Focus
  • Ford F-Series trucks
  • Mercury Grand Marquis
  • Mercury Mariner
  • Lincoln Town Car

According to the report, nearly 78 percent of Ford, Mercury and Lincoln models are rated better than the industry average in claims costs.

Choosing Your Car Based on Insurance Isn’t a Bad Idea

Many car buyers don’t think that choosing their vehicle based on the auto insurance rates they’ll be charged is important. But as you’ve probably already experienced, auto insurance costs can indeed vary significant depending on the car type, which is why it’s good to at least consider getting an insurance quote before buying a car.

In the case of the NHTSA report, it seems that auto insurance quotes could be a bit cheaper for some Ford models than other vehicles on the road. So if you’re considering a car partially based on its insurance costs, you may want to think about adding a Ford vehicle to the list.