Today’s News: Two-thirds of Arkansas Kids Uninsured, Age Influences Auto Policy Purchases and Achy Joints May Require Disability Insurance

Health care reform may need to kick in soon to help the two-thirds of Arkansas kids who are currently living without health insurance. In other news, it seems that decisions made with auto insurance policy purchases are determined by age and those who have the normal achy joints may need disability life insurance.

Two-thirds of Arkansas Kids Go without Health Insurance

As lawmakers try to work out the kinks of health care reform to try to offer health insurance to millions of Americans, nearly 70 percent of children in Arkansas suffer without coverage. A children’s advocacy group says the state needs to do a better job of making sure they’re insured. A report released this week said nearly 40,000 of the 65,000 uninsured kids in the state could qualify for ARKids First but just aren’t enrolled. The state-sponsored health care program could offer basic health insurance coverage to stop the children from falling through the cracks. (KSPR News)

Age Influences Auto Insurance Policy Purchases

A new study from J.D. Power and Associates revealed that generational gaps have an influence in the decisions made when purchasing an auto insurance policy. For instance, the study found that only 68 percent of Generation Y consider price when purchasing coverage while 83 percent of the Baby Boomer Generation considers this factor. Also, while Generation Y consumers were less likely to shop because they saw an advertisement, they were almost twice as likely as Baby Boomers to switch auto insurance companies because they saw an advertisement. (Property-Casualty.com)

Have Achy Joints? You Might Need Disability Insurance

A study recently released by The Hartford Financial Services Group, Inc. revealed that American workers who have achy backs, muscles and joints may need disability life insurance more than they think. According to the study, Americans rely on their bones and muscles for strength, energy and mobility to help them get their jobs done. As a result, nearly one in four employees find themselves on short-term disability because of a disabling illness that has impacted their skeleton or muscles. (Market Watch)