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What Does Comprehensive Auto Insurance Cover?

Posted in Auto Insurance

May 8th, 2009

Have you recently bought a new car? Whether it’s a second-hand Toyota Celica (it’s still “new” for you, right?) or a straight-off-the-showroom-floor Porsche, you want to protect it. One of the most important ways you can do that is to buy comprehensive auto insurance. Comprehensive auto insurance covers damages to your car that are not inflicted by an accident with another motorist.

Where Comprehensive Insurance Can Help

Let’s say you live in an idyllic mountain town in Northern California. You drive a truck that you bought two years ago, and it not only gets you everywhere you need to go, but you use it constantly for your landscaping business. If you have comprehensive auto insurance, you will be covered for the loss of your truck by your auto insurance company, which will pay you the market value of your truck. The whole experience can be upsetting, but at least you have the comfort of knowing you did not just lose thousands of dollars, and the loss of your business due to its destruction.

You could also be a commuter to your job in downtown Minneapolis. One day, you come out to where you left it in order to go home – and it’s no longer there. Someone has stolen it. With comprehensive auto insurance, once again, your auto insurance carrier will cover the market value of your car. Without comprehensive auto insurance, you would have lost whatever money you’ve put into the car – and now you have to turn around and put out more cash to buy a new one.

Find Out More About Comprehensive Coverage

To compare auto insurance or learn more about comprehensive auto insurance and what it covers, be sure to consult with an insurance expert.

Are you looking for the best rates on a comprehensive auto insurance policy? If so, fill out our online auto insurance form and within minutes you’ll receive rate quotes from leading auto insurers. The process is fast, easy, secure and absolutely free! It doesn’t hurt to check as auto insurance rates change daily.

3 Responses to “What Does Comprehensive Auto Insurance Cover?”

  1. akiko honda says:

    wow! really nice info given..I have read from end to beginning,by the way I have related blog I would be happy if you would visit.. http://ezinearticles.com/?Getting-Your-Next-Honda-Civic-Insurance&id=2872990

  2. [...] scratches your car. In this case, you won’t be covered unless you already have some type of comprehensive policy.Your car may not be protected if stored elsewhere: If you decide to keep your car in a storage [...]

  3. [...] in an industrial area.Also, keep in mind that you could protect your vehicle financially by adding comprehensive coverage to your auto insurance policy. While this type of coverage costs more, it protects your catalytic [...]

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