Group Health Insurance Current Rates, News & Information
Why NFL Players Want Better Health Insurance
Posted in COBRA Insurance , Group Health Insurance , Health Insurance , Individual Insurance , Private Health Insurance
September 30th, 2010
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How the Costs of Unsubsidized COBRA Health Insurance Will Add Up
Posted in COBRA Insurance , Group Health Insurance , Health Insurance
September 16th, 2010
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Unemployed workers have suffered many ups and downs since the onset of the recession. From losing their jobs, to waiting for unemployment checks, it’s been a difficult few years for these individuals trying to figure out ways to make ends meet. For many, the financial struggles were amplified with the responsibility of maintaining health insurance for an entire family.
Don’t Accept a Job Without Health Care Coverage
Posted in Group Health Insurance , Health Insurance , Medicaid
August 10th, 2010
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Employee Medical Plans Will See Big Changes Next Year
Posted in Group Health Insurance , Health Insurance
October 9th, 2009
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As the Senate Finance Committee works tirelessly to craft an agreed-upon health care bill to vote on, employers are taking steps to make their own changes to employee medical plans. According to 2009 Benefits and Talent Survey by Aon Consulting, 41 percent of employers plan to do more major changes to their 2010 medical program than they did in 2009.
Recent Study Shows Health Care Costs Doubled Over Past Decade
Posted in Group Health Insurance , Health Insurance
September 18th, 2009
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A recent study shows that U.S. workers who have health insurance for their families through their employers have seen their premiums increase by more than double the price over the past decade. The study, which was released by the Kaiser Family Foundation on Tuesday, Sept. 15, 2009 showed that the average premium for a company-provided health insurance plan increased to $13,375 from $5,791 in 1999. This is a 131 percent jump.
Health Insurance Plan Benefits
Posted in Dental Insurance , Group Health Insurance , Health Insurance , Managed Care Insurance , Vision Care
April 21st, 2009
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What sort of benefits can you expect from your employer’s health insurance plan? A lot of what you can expect from your benefits package depends upon what sort of plan you or your employer have purchased, such as a group health plan or an individual health care plan. But in general, your health insurance benefits will be whatever medical care is covered under your health policy. This would include any type of care that is either directly paid for by your group health plan, reimbursed to you, or otherwise paid by your health insurance plan. Most health insurance plans cover basic medical care such as a doctor visits and hospitalization (subject to your deductible, any co-payments or out of pocket maximum limits).
Basic Types of Managed Care – HMO, PPO, POS
Posted in Group Health Insurance , Health Insurance
March 17th, 2009
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When it comes to health care in the United States, managed care insurance programs are the preference for the vast majority of people with health insurance. People over 65 might qualify for Medicare, and people making less than a certain amount of money could qualify for Medicaid, but by and large, the biggest players in the health insurance game are managed care programs. Of the managed care programs, three of the most basic and best known are health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service plans (POS).
Always Take Health Insurance from an Employer?
Posted in Group Health Insurance , Health Care , Health Insurance , Health Insurance Quotes , Managed Care Insurance
February 5th, 2009
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When it comes to obtaining health insurance coverage for you and your family, the most important rule is to get some. The cost of medical care is growing daily, and those without health care insurance may find the financial strain of paying for medical costs out of pocket can compound an already bad situation. If you do not have any type of insurance and your employer is offering it as a benefit, it is recommended to always take it.
Working Couples: Two Insurance Plans or One?
Posted in Group Health Insurance , Health Insurance
February 2nd, 2009
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For working couples, is it better to have two insurance plans or one? Well, it really depends on the insurance plans, out-of-pocket costs and other policy options.
For example, if you both get a complimentary health insurance plan as part of your company benefits, you may decide that free health coverage for both is your best option. However, if one of you works for a larger company than the other, the costs for the individual may be better if the person working for the smaller company jumps onto the group plan of the spouse working for the larger corporation.
Private Health Insurance vs Group Health Insurance
Posted in Group Health Insurance , Health Insurance , Private Health Insurance
January 31st, 2009
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In the long run, it is important to have some type of health care coverage whether through an employer or on your own. If you have the option between the two, there are some key differences between the two types of policies you should be aware of.
Cost may be one of the biggest factors when deciding between private health insurance and group health insurance. Depending on the size of the company you work for and the rate they negotiated for their group policy, you may get a better financial deal through your job instead of opting for an individual private health insurance policy.