Fee-For-Service Plans Current Rates, News & Information

Fee for Service Plans: Copayments

Posted in Fee-For-Service Plans , Health Insurance

September 29th, 2009
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A fee for service plan (traditional health care insurance) is the most expensive type of health care insurance you can choose. However, that extra money spent entitles the policyholders to freedom of choice and not having to deal with any type of referral network for medical treatment.

Fee for Service Plans: Referrals

Posted in Fee-For-Service Plans , Health Insurance

September 28th, 2009
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If you are paying the substantial premium amounts and all the additional costs associated with a fee for service plan, you are paying for complete freedom within the health care industry. You can see any doctors you want at anytime without the restrictions that managed health care plans usually have, and there are no referrals to worry about.

Fee for Service Plan: Restrictions

Posted in Fee-For-Service Plans , Health Insurance

September 26th, 2009
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Freedom can be costly, especially when it comes to choosing a fee for service health insurance plan. Fee for service plans are also referred to as “traditional health insurance.” Policyholders of this type of health insurance can choose any doctor, hospital, surgeon or health practitioner of their liking. There are no restrictions associated with a fee for service health plan. Many other types of policies require individuals to choose a primary care physician to get referrals of any kind, but that is not the case with a fee for service health insurance plan.

How to Pick a Doctor for Your Fee-for-Service Plan

Posted in Fee-For-Service Plans , Health Insurance

September 21st, 2009
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One of the most important benefits an employer can provide their staff is the gift of medical insurance.

If you are self employed, it is imperative you that you allot a portion of your income to pay for this basic necessity as health insurance will not only protect your body but also diminish the negative affects the costs can have to your financial situation.

FAQ: Do I Pay a Deductible for a Fee For Service?

Posted in Fee-For-Service Plans , Health Insurance

September 18th, 2009
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There are so many types of medical insurance plans to choose from that consumers need to weigh the pros and cons of all of them before committing to one option. One health insurance plan that may be right for you is a fee for service plan. Fee for service plans are the most flexible of all insurance plans as it provides policyholders the opportunity to choose any doctor. For the luxury of freedom, a fee for service plan tends to cost more to the insured in the form of higher monthly premiums, a greater financial responsibility in co-payments and the responsibility of paying a deductible for a fee for service plan.

Self-Employed? How about a Fee for Service Plan?

Posted in Fee-For-Service Plans , Health Insurance , Indemnity Health Insurance

July 29th, 2009
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You love being your own boss as there is no need to explain why you’re late, among other perks. The only downside to being self-employed is being responsible for finding and paying your own medical insurance. The options are overwhelming, and choosing not only a cost efficient plan but one that will cover all your needs can be especially challenging. One option to consider is a fee for service plan for self-employed individuals.

Fee for Service Basic Facts

Posted in Fee-For-Service Plans , Health Insurance

July 24th, 2009
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Medical insurance is a necessity for offsetting the trauma and expenses that can occur from an accident, disease or other debilitating medical situations. There are a variety of health care plans to choose from but if you like having the freedom of choice in selecting your own doctors, a fee for service medical plan may be to your liking. Of all the types of health insurance available to American consumers, the fee for service plan (also known as indemnity health insurance) provides members with the biggest degree of freedom as far as medical care selection as there is no service networks restricting you.

Advantages / Disadvantages of Fee For Service (FFS) Plans

Posted in Fee-For-Service Plans , Health Insurance

July 20th, 2009
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The world of medical insurance can be confusing to understand. The language includes terms like premiums, deductibles and co-payments. Having to decide exactly what type of health insurance option may benefit you can further complicate matters, and with so many options, it’s important to know all your choices before settling on one. One option is a fee for service plan, which also goes by the name of indemnity health insurance.

Getting Different Quote Ranges for the Same Carrier?

Posted in Fee-For-Service Plans , Health Insurance , Health Insurance Quotes , HMO , Point of Service Plans , PPO

April 22nd, 2009
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Health insurance is one of those things that individuals cannot go without. Sure, health insurance may cost thousands of dollars a year when you are in perfect health, and that may seem like thousands of dollars wasted. However, injury or disease can occur at any time, and without health insurance your financial situation can deteriorate quickly due to the overwhelming costs associated with medical expenses.

What is a FFS Plan?

Posted in Fee-For-Service Plans , Health Insurance , Point of Service Plans

April 13th, 2009
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When it comes to health insurance, there is a lot of confusion around the term fee for service and how it is different from other forms of managed care, such as an HMO or PPO. Basically, an FFS, or fee-for-service plan, is exactly what it sounds like: the doctor who treats you is paid a fee for each service rendered to you, the patient. This might seem self-evident, but in some kinds of managed health care plans, such as an HMO, doctors are part of a network and their participation in the health plan is prepaid.