Fee-For-Service Plans Current Rates, News & Information

At What Percent of My Income Will Health Expenses be Deductible?

Posted in Fee-For-Service Plans , Health Insurance , Point of Service Plans

February 17th, 2009
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Many individuals enjoy health flex accounts and the tax benefits they receive as a result of their use, but those getting started often wonder how much of their contributed money is tax deducible. The amount varies depending on income. Lets take a closer look at these accounts and how they work.

Basics of Indemnity Insurance

Posted in Fee-For-Service Plans , Health Insurance , Indemnity Health Insurance , Point of Service Plans

February 10th, 2009
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Health insurance coverage typically falls into one of two categories: managed care and indemnity insurance. Managed care plans contract with specific health care providers and medical facilities in order to offer members care at reduced costs. Indemnity insurance plans, on the other hand, reimburse you for your expenses, no matter who youve gotten your service from.

Are Limited Health Networks a Poor Choice, or Should I Pay for More Freedom?

Posted in Fee-For-Service Plans , Health Insurance , HMO , PPO

February 5th, 2009
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As your own boss, you are responsible for researching and choosing your own private health care plan. Luckily, you live a healthy life style with no smoking, healthy eating habits and an above average level of fitness. As the day comes to finally commit to your health insurance plan, you are torn between choosing a limited health network plan or a freedom plan. There are some things to consider before making your final choice.

Can I Customize a Health Insurance Plan?

Posted in Fee-For-Service Plans , Health Insurance , Point of Service Plans

January 27th, 2009
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Since you are young and generally avoid activities that endanger your health, you are wondering if you can customize your health plans so that you are only paying for the essentials that you need. Is there a way to do this and save you money?

It is possible to have a customized health insurance plan – they are called fee-for-service health plans. With a fee-for-service health plan, customers can pick and choose exactly what they need. You will be able to choose your physician, specialist, surgeon and even hospital. Additionally, this type of flexible coverage also means immediate treatment for medical emergencies that doesn’t require a referral system.