Posted in Health Insurance , HMO , Indemnity Health Insurance , Managed Care Insurance , PPO
April 16th, 2009
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A non-cancelable health policy, also called a guaranteed renewable policy, is a type of health insurance policy which guarantees that you will continue to be covered as long as you pay your monthly premiums on time. Most individual policies fall into the non-cancelable health insurance category. The other type of policy available to you is called a conditionally renewable policy, but it is not as common. Under a conditionally renewable policy, the insurance company insures you under the condition that they can cancel all policies like yours at any time. With a non-cancelable policy, you are guaranteed coverage as long as you continue to make your monthly premium payments on time. 
Posted in Health Insurance , Hospital Care Only , Indemnity Health Insurance
April 6th, 2009
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If youve considered hospital care only as a form of health insurance coverage, its good to know that there are some advantages and disadvantages of taking this route.
So before you sign on the dotted line, lets take a look at what they are.

Posted in Health Insurance , Health Insurance Quotes , Indemnity Health Insurance , Managed Care Insurance
March 4th, 2009
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It appears that more Americans will be losing their health insurance in the weeks and months to come as long as the economy continues to weaken. According to information provided by the U.S. Institute of Medicine, the weakened economy, in addition to fewer employers offering coverage and health care becoming more expensive, is drastically reducing the number of insured Americans. 
Posted in Fee-For-Service Plans , Health Insurance , Indemnity Health Insurance , Point of Service Plans
February 10th, 2009
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Health insurance coverage typically falls into one of two categories: managed care and indemnity insurance. Managed care plans contract with specific health care providers and medical facilities in order to offer members care at reduced costs. Indemnity insurance plans, on the other hand, reimburse you for your expenses, no matter who youve gotten your service from. 
Posted in Health Insurance , Hospital Care Only , Indemnity Health Insurance , Managed Care Insurance
January 9th, 2009
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A catastrophe can occur at any time. It is something no one ever expects or wants to happen. Unfortunately, catastrophic accidents occur everyday and they can wipe out a persons savings or send them into financial ruin. Catastrophic medical costs can soar to unmanageable heights. This is why catastrophic health insurance coverage may be the solution to this extremely unwanted situation. 