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Michigan Consumers to Receive $89 Million in Medical Loss Ratio Rebates
Posted in Health Insurance
December 21st, 2011
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Health insurers in Michigan were ordered to pay policyholders as much $89 million in medical loss ratio rebates following a ruling, federal health regulators announced on Monday. This ruling comes less than one month after the federal government announced that the health insurance industry could owe millions of consumers rebates thanks to health care reform’s medical loss ratio. 
How Will the Supreme Court Make a Difference in Health Reform?
Posted in Health Care , Health Insurance
December 20th, 2011
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After months of court rulings around the country, President Barack Obama and dozens of state officials have managed to move the debate over the constitutionality of health care reform to the U.S. Supreme Court. Exactly what would a decision from the court mean in this health reform debate? How could the justices impact the future of health care?
Smoking and Body Mass Index Impact Health Insurance Premiums
Posted in Health Insurance
December 19th, 2011
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A new report released has found both smoking and body mass index (BMI) have a significant impact on a person’s health insurance premium costs. The report, released by eHealth, Inc., the parent company of eHealthInsurance, showed that individuals who smoke or are considered obese can pay up to 23 percent more each month for their coverage.
Employer-Sponsored Health Insurance Reaches New Low
Posted in Health Insurance
December 12th, 2011
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Recent findings from a Gallup Poll revealed that the number of American adults covered by employer-sponsored health insurance has reached the lowest level since the organization began tracking coverage in 2008. The polling organization found the number of covered adults dropped more than 5 percent over the three-year period.
Medicare Enrollment Deadline Extended with Restrictions
Posted in Health Insurance , Medicare
December 7th, 2011
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Federal officials have announced that the Medicare enrollment deadline, which is set to expire today, has been extended through Dec. 10 due to a jump in last-minute sign-ups. However, the officials caution that seniors may only qualify for the extension if they take important steps before the close of business today.
Health Care Reform Law and Medical Loss Ratio Requires Companies to Pay Tax-Free Refunds
Posted in Health Insurance
December 5th, 2011
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The Obama administration said on Friday it had tweaked a piece of the health care reform law that requires health insurance companies to spend the majority of their premium revenue on medical care, or issue refunds to customers. As a result of many health insurers not following the rules, companies will be required to issue tax-free refunds to customers as required by the law.
Medicaid Eligibility Gives Children Access to U.S. Health Care, While More Adults Uninsured
Posted in Health Insurance
November 30th, 2011
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A new report issued by Georgetown University Health Policy Institute’s Center for Children and Families revealed that the U.S. health care coverage has increased, specifically for children. In the past three years, children without health insurance has dropped by 1 million. This number also incorporates the increased number of children living in poverty due to the the challenging economy.
Wal-Mart to Expand Medical Services at In-Store Clinics
Posted in Health Care , Health Insurance
November 28th, 2011
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Wal-Mart Stores Inc. is strengthening its attempts to offer low-cost medical services to individuals through its in-store clinics, according to a new report from the American Medical Association (AMA). However, the major retailer’s project is facing challenges as a result of health industry regulations.
Employee Health Insurance Premiums Jumped 63 Percent in 7 Years
Posted in Health Insurance
November 18th, 2011
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A new study has found that U.S. workers’ health insurance premiums rose 63 percent from 2003 to 2010 as an increasing number of employers shifted the burden of rising medical costs to their employees. The study was conducted by Commonwealth Fund, which analyzed annual government surveys of companies.
America’s New Health Insurance Benefits Package
Posted in Health Insurance
November 15th, 2011
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Well over a year after President Barack Obama signed health care reform into law, government officials are still working to create various facets of a revised health care system. One major responsibility they’re faced with is developing a massive benefits package for the 68 million people who they believe will acquire public health insurance by 2014.
Health Insurance FAQs
When it comes to a good health insurance plan, no one has all the options. If you've had medical conditions in the past, know exactly what type of plan suits you best, or have no idea at all, these resources will get you up to speed.
Types of Managed Health Care
No health care plan is right for everyone, so make sure to explore all your options.
Dental Insurance for Overall Health
Visiting the dentist is important, but it doesn't always have to be expensive
Fee for Service Plans for Self-Employed
Recently unemployed? Don't risk you or your family's financial future - get affordable health care coverage today.
Finding Insurance as a Student
All students should have quality health care during their years in school, especially because there are no employers to pay for it.
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