Point of Service Plans Current Rates, News & Information
FAQ: How Do POS Networks Operate?
Posted in Health Insurance , Point of Service Plans
September 28th, 2009
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You have chosen a POS health insurance plan because you can get care both from a service network of providers and choose your own physicians as well. POS (point of service plans) are a type of managed care health insurance that acts as a hybrid of an HMO and a traditional health care plan. 
FAQ: How Do Referrals Work in a POS Plan?
Posted in Health Insurance , Point of Service Plans
September 25th, 2009
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POS plans are a type of managed care health plan that grants policyholders the ability to see both in and out of network practitioners. Within a managed care health insurance system there is a system of doctors, hospitals and health practitioners under contractual obligation through the insurance provider. When an individual chooses to sign up for managed care, the first thing they will need to do is choose a primary care physician (PCP). With a POS plan, the member can see both doctors within the service network and outside of the policy. If the member has a condition for which they want to go outside of the service network for treatment, they still must get a referral from their PCP.
Point of Service Plans: Copayments
Posted in Health Insurance , Point of Service Plans
September 25th, 2009
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One of the most comprehensive types of health insurance are provided to members who opt into point of service plans (POS). With a POS plan, policyholders have dozens of choices on how to proceed with their medical care – POS plans offer the flexibility for members to choose their own doctors and encourages them to utilize the managed care network of service providers. If you are a member of a POS plan, the copayment system will work differently depending on whether you choose your own doctor or visit a practitioner that is part of the network.
FAQ: How Do POS Plans Work?
Posted in Health Insurance , Point of Service Plans
September 24th, 2009
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Consumers seeking a type of medical insurance that offers both a level of flexibility and the affordability of a service network of providers should look no further than a point of service plan (POS).POS plans are often considered a hybrid of an HMO and a PPO. By choosing a POS plan, you will be entitled not only to affordable, preventative health care through a service network of providers, you are also purchasing theflexibility to go out of network for medical attention. POS plans operate on two levels, one providing the structure of a service network provider, and the other offering the freedom of a traditional health insurance plan.
POS Basic Facts
Posted in Health Insurance , Point of Service Plans
September 23rd, 2009
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Point of service plans (POS) are a type of managed care health insurance plan. Under a POS plan, members are entitled to affordable health care through a service network of providers and have the flexibility to go out of network. If you are considering different insurance options, there are some things to consider about a POS plan that may help in your decision making process:
FAQ: How am I Billed in a POS Plan?
Posted in Health Insurance , Point of Service Plans
September 18th, 2009
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If you are considering choosing a POS or “point or service” plan as a health care policy from your employer, or are opting into one of your own, you may be wondering just how the payments in such a plan work. But in order to understand how the payments work, we must first familiarize ourselves with POS plans in general.
Costs of POS Plans
Posted in Health Insurance , Point of Service Plans
September 16th, 2009
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If you hate being limited by “either or” situations, then you may enjoy the flexibility that is standard in a POS (point of service) managed health insurance plan. POS plans allow their members access to a team of skilled physicians at a nominal charge as well as allowing members the flexibility to choose care providers not associated with the POS network. It is a type of hybrid medical insurance plan, and the cost of POS plans vary from provider to provider.
Pros and Cons of POS Plans
Posted in Health Insurance , Point of Service Plans
September 14th, 2009
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A point-of-service plan is a type of managed-care health insurance that furnishes members with a network of doctors and hospitals to visit, as well as providing the flexibility to go out of network when choosing doctors. There are both pros and cons in opting to sign-up for a POS plan that consumers should be aware of before committing to that option.
POS Plans for Flexibility
Posted in Health Insurance , Point of Service Plans
August 13th, 2009
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If you are seeking a type of managed-care health plan that is both flexible and affordable, a “point of service” or POS plan may be your perfect solution. A POS plan is a type of health insurance coverage that provides policy holders with a structured network of doctors, perfect for controlling costs, as well as the flexibility for members to go out of network at will and see whichever doctors they prefer.It is important to realize that the more flexible a health insurance plan, the more costly it will become. POS plans are great for flexibility and are neither the least expensive or most expensive choice for health care.
Advantages and Disadvantages of Managed Care Insurance
Posted in Health Insurance , HMO , Managed Care Insurance , Point of Service Plans , PPO
July 21st, 2009
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Managed health care is the predominant form of health care in the United States. Those of us who are lucky enough to have health insurance, whether we get it from our employers as a benefit, or if we pay for it out of our own pocket, will more than likely be getting it from a managed health care insurance provider. These providers, whether they are health maintenance organizations (HMOs), preferred provider organizations (PPOs), or point-of-service plans (POS), all come with their various pros and cons. Read on to learn more about the advantages and disadvantages of managed care insurance plans.
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