Point of Service Plans Current Rates, News & Information
PPOs vs POS Plans
Posted in Health Insurance , Point of Service Plans , PPO
July 17th, 2009
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Navigating the world of health insurance can be a bit overwhelming as there are so many options available, and to the untrained insurance shopper, they all seem the same. However, there are some key differences that consumers should be aware of when researching their health care plans. 
How Do I Get Managed Care Insurance?
Posted in Health Insurance , HMO , Point of Service Plans , PPO
July 15th, 2009
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Many people get their managed care health insurance from their employers. Employers are now seen as the logical source of health insurance in the United States. In other countries, the government is seen as the logical source of managed health care, and so companies play no role in their employees’ health care. This allows them to be more competitive in the world economy because they are freed from a staggering financial burden. Here in the United States, however, people will seek out companies that offer the best health care benefits as a good reason to work for a certain employer.
HMOs vs. POS Plans
Posted in Health Insurance , HMO , Point of Service Plans
July 13th, 2009
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Choosing a health insurance plan can be an intimidating process, especially because of all the abbreviations used to distinguish the different type of policy options. POS plans and HMOs are not an alphabetical collision, they are types of health insurance plans consumers can choose from either through self-insurance or more typically through their employer’s benefit plans.
Getting Different Quote Ranges for the Same Carrier?
Posted in Fee-For-Service Plans , Health Insurance , Health Insurance Quotes , HMO , Point of Service Plans , PPO
April 22nd, 2009
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Health insurance is one of those things that individuals cannot go without. Sure, health insurance may cost thousands of dollars a year when you are in perfect health, and that may seem like thousands of dollars wasted. However, injury or disease can occur at any time, and without health insurance your financial situation can deteriorate quickly due to the overwhelming costs associated with medical expenses.
What is a FFS Plan?
Posted in Fee-For-Service Plans , Health Insurance , Point of Service Plans
April 13th, 2009
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When it comes to health insurance, there is a lot of confusion around the term fee for service and how it is different from other forms of managed care, such as an HMO or PPO. Basically, an FFS, or fee-for-service plan, is exactly what it sounds like: the doctor who treats you is paid a fee for each service rendered to you, the patient. This might seem self-evident, but in some kinds of managed health care plans, such as an HMO, doctors are part of a network and their participation in the health plan is prepaid.
At What Percent of My Income Will Health Expenses be Deductible?
Posted in Fee-For-Service Plans , Health Insurance , Point of Service Plans
February 17th, 2009
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Many individuals enjoy health flex accounts and the tax benefits they receive as a result of their use, but those getting started often wonder how much of their contributed money is tax deducible. The amount varies depending on income. Lets take a closer look at these accounts and how they work.
Basics of Indemnity Insurance
Posted in Fee-For-Service Plans , Health Insurance , Indemnity Health Insurance , Point of Service Plans
February 10th, 2009
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Health insurance coverage typically falls into one of two categories: managed care and indemnity insurance. Managed care plans contract with specific health care providers and medical facilities in order to offer members care at reduced costs. Indemnity insurance plans, on the other hand, reimburse you for your expenses, no matter who youve gotten your service from.
Can I Customize a Health Insurance Plan?
Posted in Fee-For-Service Plans , Health Insurance , Point of Service Plans
January 27th, 2009
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Since you are young and generally avoid activities that endanger your health, you are wondering if you can customize your health plans so that you are only paying for the essentials that you need. Is there a way to do this and save you money?
It is possible to have a customized health insurance plan – they are called fee-for-service health plans. With a fee-for-service health plan, customers can pick and choose exactly what they need. You will be able to choose your physician, specialist, surgeon and even hospital. Additionally, this type of flexible coverage also means immediate treatment for medical emergencies that doesn’t require a referral system.