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Advantages and Disadvantages of Managed Care Insurance

Posted in Health Insurance , HMO , Managed Care Insurance , Point of Service Plans , PPO

July 21st, 2009
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Managed health care is the predominant form of health care in the United States. Those of us who are lucky enough to have health insurance, whether we get it from our employers as a benefit, or if we pay for it out of our own pocket, will more than likely be getting it from a managed health care insurance provider. These providers, whether they are health maintenance organizations (HMOs), preferred provider organizations (PPOs), or point-of-service plans (POS), all come with their various pros and cons. Read on to learn more about the advantages and disadvantages of managed care insurance plans. Advantages and Disadvantages of Managed Care Insurance

PPOs vs POS Plans

Posted in Health Insurance , Point of Service Plans , PPO

July 17th, 2009
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Navigating the world of health insurance can be a bit overwhelming as there are so many options available, and to the untrained insurance shopper, they all seem the same. However, there are some key differences that consumers should be aware of when researching their health care plans. PPOs vs POS Plans

How Do I Get Managed Care Insurance?

Posted in Health Insurance , HMO , Point of Service Plans , PPO

July 15th, 2009
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Many people get their managed care health insurance from their employers. Employers are now seen as the logical source of health insurance in the United States. In other countries, the government is seen as the logical source of managed health care, and so companies play no role in their employees’ health care. This allows them to be more competitive in the world economy because they are freed from a staggering financial burden. Here in the United States, however, people will seek out companies that offer the best health care benefits as a good reason to work for a certain employer. How Do I Get Managed Care Insurance?

Getting Different Quote Ranges for the Same Carrier?

Posted in Fee-For-Service Plans , Health Insurance , Health Insurance Quotes , HMO , Point of Service Plans , PPO

April 22nd, 2009
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Health insurance is one of those things that individuals cannot go without. Sure, health insurance may cost thousands of dollars a year when you are in perfect health, and that may seem like thousands of dollars wasted. However, injury or disease can occur at any time, and without health insurance your financial situation can deteriorate quickly due to the overwhelming costs associated with medical expenses. Getting Different Quote Ranges for the Same Carrier?

Non – Cancelable Health Insurance Policy

Posted in Health Insurance , HMO , Indemnity Health Insurance , Managed Care Insurance , PPO

April 16th, 2009
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A non-cancelable health policy, also called a guaranteed renewable policy, is a type of health insurance policy which guarantees that you will continue to be covered as long as you pay your monthly premiums on time. Most individual policies fall into the non-cancelable health insurance category. The other type of policy available to you is called a conditionally renewable policy, but it is not as common. Under a conditionally renewable policy, the insurance company insures you under the condition that they can cancel all policies like yours at any time. With a non-cancelable policy, you are guaranteed coverage as long as you continue to make your monthly premium payments on time. Non – Cancelable Health Insurance Policy

Are Limited Health Networks a Poor Choice, or Should I Pay for More Freedom?

Posted in Fee-For-Service Plans , Health Insurance , HMO , PPO

February 5th, 2009
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As your own boss, you are responsible for researching and choosing your own private health care plan. Luckily, you live a healthy life style with no smoking, healthy eating habits and an above average level of fitness. As the day comes to finally commit to your health insurance plan, you are torn between choosing a limited health network plan or a freedom plan. There are some things to consider before making your final choice. Are Limited Health Networks a Poor Choice, or Should I Pay for More Freedom?

Business Health Insurance

Posted in Health Insurance , HMO , Managed Care Insurance , PPO , Small Business Health Insurance

January 16th, 2009
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Every business needs health insurance to protect its employees against unnecessary medical costs. The productivity and strength of any business relies on the health of its employees. There are different choices available for business owners to ensure their employees receive the best medical coverage. In most states, there is no employee minimum so even the smallest of businesses have health insurance coverage options. Business Health Insurance

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