PPO for Self Employed
One of the biggest changes in recent years is the explosion in the number of people who describe themselves as self-employed. The Telecommuting Age is upon us, and there are now millions and millions of people who are self-employed and like it that way. However, one thing that all independent workers have in common is that they need to get their own health care plan. One type of plan that’s popular is the PPO for self-employed.
What is a PPO?
PPOs – preferred provider organizations – are networks of doctors and medical facilities, which also allow you the flexibility to seek medical care elsewhere. When you become a member of a PPO, you go and get medical attention within this network, paying a fee for each visit. For self-employed people, PPOs are an expense they really need to take on, seeing as health care without any kind of insurance is so unbelievably expensive. As everyone knows, a trip to the emergency room for the most minor problem can cost thousands of dollars. Without health insurance to pay for a visit like that a person can be bankrupted.
Self-employed people need to weigh the pros and cons of joining a PPO because they tend to be more expensive than, say, an HMO. If you’re self-employed and are thinking about getting health insurance, be sure to consult with a health care or health insurance expert before you do anything. A PPO might just be the way for you to go.