HMO Current Rates, News & Information
Do I Have to Pay a Deductible for an HMO?
Posted in Health Insurance , Health Insurance Claims , HMO
April 27th, 2009
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When reviewing characteristics of HMOs, you may wonder whether you are responsible for paying a deductible. This is a good question, considering that some types of health insurance coverage require that you do. 
Getting Different Quote Ranges for the Same Carrier?
Posted in Fee-For-Service Plans , Health Insurance , Health Insurance Quotes , HMO , Point of Service Plans , PPO
April 22nd, 2009
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Health insurance is one of those things that individuals cannot go without. Sure, health insurance may cost thousands of dollars a year when you are in perfect health, and that may seem like thousands of dollars wasted. However, injury or disease can occur at any time, and without health insurance your financial situation can deteriorate quickly due to the overwhelming costs associated with medical expenses.
Non – Cancelable Health Insurance Policy
Posted in Health Insurance , HMO , Indemnity Health Insurance , Managed Care Insurance , PPO
April 16th, 2009
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A non-cancelable health policy, also called a guaranteed renewable policy, is a type of health insurance policy which guarantees that you will continue to be covered as long as you pay your monthly premiums on time. Most individual policies fall into the non-cancelable health insurance category. The other type of policy available to you is called a conditionally renewable policy, but it is not as common. Under a conditionally renewable policy, the insurance company insures you under the condition that they can cancel all policies like yours at any time. With a non-cancelable policy, you are guaranteed coverage as long as you continue to make your monthly premium payments on time.
Primary Care Physician
Posted in Health Care , Health Insurance , HMO , Managed Care Insurance
April 14th, 2009
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If your health insurance is considered a managed health care plan or HMO, you have probably been asked to choose a primary care physician. But what exactly is a primary care physician?
Are Limited Health Networks a Poor Choice, or Should I Pay for More Freedom?
Posted in Fee-For-Service Plans , Health Insurance , HMO , PPO
February 5th, 2009
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As your own boss, you are responsible for researching and choosing your own private health care plan. Luckily, you live a healthy life style with no smoking, healthy eating habits and an above average level of fitness. As the day comes to finally commit to your health insurance plan, you are torn between choosing a limited health network plan or a freedom plan. There are some things to consider before making your final choice.
Business Health Insurance
Posted in Health Insurance , HMO , Managed Care Insurance , PPO , Small Business Health Insurance
January 16th, 2009
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Every business needs health insurance to protect its employees against unnecessary medical costs. The productivity and strength of any business relies on the health of its employees. There are different choices available for business owners to ensure their employees receive the best medical coverage. In most states, there is no employee minimum so even the smallest of businesses have health insurance coverage options.