Coastal Residents Urged to Prepare for Hurricane Season in Florida

With hurricane season in Florida rapidly approaching, homeowners are being urged to prepare their homes and hurricane insurance policies for the worst. The Property Casualty Insurers Association of America (PCI) recently issued a press release with tips on ways to ensure this year’s season doesn’t threaten safety or finances.

Hurricane Season in Florida Begins on June 1

Hurricane season in Florida, which begins Friday, June 1, is starting with a bang. With Tropical Storms Beryl and Alberto revving up to drop massive amounts of rain from South Carolina to northern Florida, PCI is urging coastal residents to be prepared.

This week also marks Hurricane Preparedness Week, a time in which homeowners should check their insurance policies to ensure they have enough coverage. Also, residents who are in danger of being in the line of a storm are encouraged to make the appropriate reinforcements on their homes.

With new coastal residents cropping up all the time, homeowners must always stay informed about the dangers of living near large bodies of water. Learning the ways to protect your home is a great way to get started in preparation for hurricane season in Florida.

Hurricane Insurance is a Must for Homeowners

As hurricane season gets its official start, associations like PCI reiterate the importance of carrying hurricane insurance, which is usually a home insurance policy that covers your property in the event it is hit by a hurricane.

PCI offers additional tips to prepare for hurricane season:

  • Create a family disaster plan: Families are urged to develop a family disaster plan that ensures everyone knows what steps to take if a hurricane hits, including escape routes, accounting for family members, food and safety items to take and shutting off water and electricity. Also, store important documents somewhere that’s dry and safe.
  • Maintain supply kit: A supply kit should have food and water for seven days of survival, along with other medical supplies and necessities.
  • Buy an NOAA radio: All homes should have a radio from the National Oceanic and Atmospheric Administration (NOAA) that alerts residents of all severe weather in the area.
  • Protect the home: Add storm shutters and other retrofitting measures to protect the home from strong winds, while making sure roofing, windows and doors are secure. Also, move objects like grills and patio furniture indoors.
  • Manage hurricane insurance policies: PCI recommends homeowners review their home insurance policies to ensure they have the proper amount of coverage for hurricane season in Florida. Additionally, homeowners should know their deductible, take inventory of the home for when they have to make claims and should consider purchasing a flood insurance policy.

The NOAA and Colorado State University’s Tropical Meteorology Project forecast at least nine named Atlantic tropic storms in 2012. Four are expected to develop into hurricanes with at least one being major. With so many storms brewing, coastal residents should take every step possible to ensure the safety of their families and homes.

For additional tips on ways homeowners can prepare for disasters, visit Ready.gov.