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Should You Use Your Cell Phone on the Road? (Infographic)

Posted in Auto Insurance , Infographics

April 6th, 2010
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Laws banning the use of cell phones on the road have become insanely popular across the United States.

Studies still conflict about whether texting while driving actually causes more accidents, and plenty of people are still using their phones on the road. Regardless, the rash of laws and bans do have an effect on your auto insurance, especially if you get in an accident.

We decided to see how prevalent these laws are becoming and we came up with a hefty list. So before you hit the road today, check out our compilation of where you can drive and chat and what it’ll cost you.

7 Facts About the New Health Care Bill (Infographic)

Posted in Health Insurance , Infographics

April 1st, 2010
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The general confusion surrounding the new health care bill will hopefully be sorted out in the coming weeks and months as the latest version heads to President Barack Obama’s desk for potentially the last time.

There are lots of provisions that will affect small businesses, loopholes that insurance companies will try to take advantage of, and other factors that will take time to be implemented.

To help sort through the bill, we’ve picked out seven facts you need to know right now.

Here they are – presented by the numbers.

See the Full Infographic

Obesity, Health Insurance and the Workplace (Infographic)

Posted in Health Insurance , Infographics

March 9th, 2010
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We’re not ones to tell you how to live your life here at Go Insurance Rates.

We are here to tell you what is going to make a difference in your insurance and health insurance is not cheap – regardless of any government moves to make it cheaper.

We knew that obesity caused numerous health problems, but it also is a cause of difficulty in the workplace and higher insurance costs. But could it really be this much? Sadly, it’s the truth, according to a study from Yale we found.

So what can you do with this knowledge? Work out and lose that weight. in the mean time, make sure you’ve got health insurance that is working for you.

(Like this infographic? See more of them.)

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Controversial Moments in the History of U.S. Health Care (Timeline)

Posted in Health Insurance , Infographics

February 16th, 2010
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Americans have always felt passionately about health care, and almost every single attempt to change or modify its status quo has been met with resistance. This is a dysfunctional health care system, yet with so many people and business groups affected by the health care reform, it’s a small wonder.

The current political health care firestorm surrounding the reform is nothing new — as far back as the turn of the last century on health care Americans have been at odds over how to best treat our collective health.

To put the debate over health care reform into a better perspective, Go Insurance Rates has compiled a list of some of the most important — and of course, controversial — moments in the history of American health care.

The text version of the timeline is below the graphic, if you want to read it with links.

1912: Teddy Roosevelt and Universal Health Care

In 1912 Teddy Roosevelt ran for president as the Progressive Party candidate. He campaigned with the promise of a national health care plan and lost to Woodrow Wilson. Had it passed, Americans would now be getting their health care through a government-run program.

1935: Franklin D. Roosevelt and Social Security

President Franklin Roosevelt managed to pass the Social Security Act as part of the sweeping “New Deal.” It incensed Roosevelt’s political opponents, and was challenged in court on multiple occasions. The legislation originally included health care reform, but Roosevelt’s advisers urged him to drop it because it was too contentious.

1949: Harry Truman and National Health Insurance

President Harry Truman had been in office for only seven months when he called for the creation of a national health insurance plan. Democrats in Congress responded with the Murray-Dingell Omnibus Health Bill. Like previous attempts at health care reform, critics derided the legislation as “Communist” and “Socialist.” Not long after the bill was introduced war broke out with North Korea, and the legislation was abandoned.

1965: Lyndon Johnson and Medicare

Like his predecessors, Democratic President Lyndon Johnson sought to enact universal health care under the auspices of a government-run program. He was forced to abandon the universal aspect of it, however, and in the end settled for Medicare and Medicaid. While the programs are now two of the most popular in the country, they too were fought tooth-and-nail by some very high-profile opponents.

1993: Bill Clinton and the Task Force on National Health Care Task Force

Democrat Bill Clinton defeated George Bush in November of 1992, in part by campaigning on the desire to reform health care. First Lady Hillary Rodham Clinton took the lead on a White House-driven task force to come up with a plan, which was presented to Congress. It subsequently failed to pass, and the blow to the White House was considered a severe one. Public disillusionment with the president and the failed health care task force helped pave the way for a Republican take-over of Congress.

Clearly, the issue of health care is one of the most contentious in America, and millions of Americans are at stake with the health care reform. After Lyndon Johnson, Barack Obama is the first president to even come close to making big changes to the system — and with the recent turn of events, it’s not clear his hard-fought proposals will become law. If they do they’ll be bucking a trend that goes back almost 100 years.

What’s Covered in a Home Insurance Policy?

Posted in Home Insurance , Infographics

January 13th, 2010
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Do you know what’s really covered in a home insurance policy? Not many people do. It is important to have home insurance because it is designed to help protect you, the homeowner, from the different risks associated with owning a home.

We detailed what is and is not covered in a general home insurance policy so that you could better understand your needs ahead of time.

Now that you understand more about how home insurance works, help others by sharing this information.

10 Worst YahooAnswer Health Questions of All Time

Posted in Health Insurance , Infographics

November 5th, 2009
64 Comments

You already know that health insurance is a complicated topic, but who knew even basic health could be so difficult? Thanks to YahooAnswerFail.com, we’ve rounded up the 10 worst health questions ever posted to Yahoo!Answers.

If it’s one thing we’ve learned, it’s that you shouldn’t get your medical advice from strangers on the internet. Instead, get the medical attention you need from a doctor or start looking for free health insurance quotes courtesy of Go Insurance Rates.

Top 5 Causes of Deaths in the United States

Posted in Infographics , Life Insurance

October 29th, 2009
3 Comments

Having a good health insurance plan can help to reduce the major causes of deaths in the U.S.

Sources : U.S. Department of Health and Human Services, Centers for Disease Control and Prevention, National Center for Health Statistics 2006