Zip:

Home » Life Insurance

For the Lowest Life Insurance Rates, Go Insurance Rates

Baby Boomers Consider Life Settlements to Fund Retirement

Posted in Life Insurance

January 25th, 2012
No Comments

Baby Boomers are strongly considering the option of cashing in their life insurance policies to ensure they have money set aside for retirement, says a survey conducted by International Communications Research (ICR). The survey, released on Wednesday, revealed that a whopping 79 percent of Boomers want to know more about life settlements to keep their lifestyles afloat. Baby Boomers Consider Life Settlements to Fund Retirement

Prudential to Pay Families $20 Million in Life Settlements

Posted in Life Insurance

January 16th, 2012
No Comments

Prudential Life Insurance has agreed to pay up to $20 million to beneficiaries of life insurance policies under the terms of a new settlement deal. The agreement, announced on Friday by the California Controller’s Office, will ensure families are compensated by the insurer after it failed to make benefits payments under an appropriate time frame. Prudential to Pay Families $20 Million in Life Settlements

California Enacts Life Insurance Death Benefit Law

Posted in Life Insurance

January 4th, 2012
No Comments

California enacted a death-benefit law this week that will place new requirements on life insurance companies. In response to complaints that insurers routinely failed to contact or pay death settlements after policyholders died, the government has moved to increase protections for beneficiaries. California Enacts Life Insurance Death Benefit Law

Do Americans Lack Enough Life Insurance Protection?

Posted in Life Insurance

December 26th, 2011
No Comments

under insured

Do you feel you carry enough life insurance protection to fully cover your family in the event of an unexpected tragedy? According to a recent study conducted by Ipsos Public Affairs, many Americans are concerned they don’t have the financial protection they need. Do Americans Lack Enough Life Insurance Protection?

S&P Issues Stable Outlook for U.S. Life Insurance Industry

Posted in Life Insurance

December 2nd, 2011
No Comments

S&P announced in a report this week that it would be maintaining its “stable” outlook for the U.S. life insurance industry. This announcement should help insurers breathe a sigh of relief after the credit ratings agency announced that it issued credit rating downgrades for multiple banks on Tuesday. S&P Issues Stable Outlook for U.S. Life Insurance Industry

Does ‘Overfunding’ Life Insurance Policies Beat Buying Stocks?

Posted in Life Insurance

November 22nd, 2011
No Comments

overfunding life insurance

Purchasing a life insurance policy is a great way for a head of household to ensure loved ones will be financially secure after death. However, some people have found ways to use insurance policies as an investment as well. Does ‘Overfunding’ Life Insurance Policies Beat Buying Stocks?

NY Attorney General to Investigate Unpaid Life Insurance Benefits

Posted in Life Insurance

November 7th, 2011
No Comments

New York’s attorney general and comptroller have started investigating unpaid life insurance benefits in a joint effort. After nearly a year of preliminary investigations and issuing subpoenas, the parties say they want to make sure companies keep their promises to beneficiaries and to the state by meeting their payment obligations. NY Attorney General to Investigate Unpaid Life Insurance Benefits

Life Insurance Company AIG Reenters Securities Lending Business

Posted in Life Insurance

November 4th, 2011
No Comments

Only three years after taking partial responsibility for one of the largest financial crises in American history, American International Group (AIG) is slowly reentering the very business that contributed to its near collapse: securities lending. The life insurance company disclosed that they were taking this route to boost its income after revealing a $4.1 billion net loss in a third-quarter regulatory filing.Life Insurance Company AIG Reenters Securities Lending Business

Judge Rules in Favor of STOLI Policies

Posted in Life Insurance

October 12th, 2011
No Comments

A Pennsylvania federal judge has ruled in favor of investors who purchased so-called stranger-originated life insurance (STOLI) this week. This ruling lends some support for the practice on the heels of a separate ruling in favor of the insurance industry in Delaware last month. Judge Rules in Favor of STOLI Policies

Why the Best Time to Buy Life Insurance Is When You Don’t Need It

Posted in Life Insurance

October 4th, 2011
No Comments

Life insurance is the type of coverage most people seem to know the least about. Because it is not mandatory and typically has no impact on a person’s day-to-day life, many people don’t start thinking about purchasing it until their health begins to fail or they reach their senior years. Why the Best Time to Buy Life Insurance Is When You Don’t Need It

Types of Life Insurance

Before you consider purchasing a life insurance policy, you should have many questions and educate yourself as much as possible before committing. Generally, Life Insurance can be purchased in two forms: Term and Permanent. Learn more about the different types, and be sure to fill out our form to compare free rates from leading life insurance providers.

Life Insurance FAQs

You most likely have a lot of questions regarding the different life insurance types out there, and you should. It's important to do research and be selective before you buy. Here are some articles to help you start thinking about the advantages and disadvantages of the different types of life insurance. It also answers common questions that people might have.

Pros and Cons of Term Life Insurance
Term insurance is great if you need short-term protection without paying a high premium.

Considering Whole Life Insurance
Are you looking for an investment component to your life insurance policy? If so, whole life insurance may be right for you.

Universal Life Insurance

Universal Life Insurance is Permanent
Like a whole life policy, this type of policy will give you returns for your premiums, usually at a guaranteed return no matter how your investments perform.

Variable Life Insurance

Variable Life Insurance for Flexibility
If you want to control where your life insurance policy is invested, such as stocks and bonds, this is the perfect policy plan for you.

WAORIDCANVMTUTWYNDAZNMCONESDKSOKTXMNIAMOLAARMSWIMIILINKYTNALOHGAFLSCNCWVVADCDEPAMDNYNJCTMARINHVTMEHIAK