Home » Life Insurance » Life Insurance Claims

Life Insurance Claims Current Rates, News & Information

Biggest Failed Attempts to Collect Life Insurance Money

Posted in Life Insurance , Life Insurance Claims

January 6th, 2011
No Comments

We always hear stories of crazy individuals taking the lives of their loved ones to claim life insurance money. It happens so often that many people spend time scrutinizing potential beneficiaries so that they don’t have to fear being poisoned in the near future. Biggest Failed Attempts to Collect Life Insurance Money

AD&D Insurance: How Much Are Your Body Parts Worth? (Infographic)

Posted in Life Insurance , Life Insurance Claims

December 28th, 2010
No Comments

Some people are a bit more accident prone than others, which might be why Accidental Death and Dismemberment (AD&D) Insurance exists. As an add-on to a traditional health or life insurance policy, AD&D insurance pays out to the beneficiary if you die or lose a body part in an accident. The point is to insure you and your family against a significant loss of income if you were no longer able to perform your job to your fullest ability as a result of injury or death. AD&D Insurance: How Much Are Your Body Parts Worth? (Infographic)

Thousands of Too-New Life Insurance Claims Denied Last Year

Posted in Life Insurance , Life Insurance Claims , Life Insurance Companies

November 22nd, 2010
No Comments

Some life insurance companies have apparently cancelled policies belonging to the recently deceased and denied claims if their policies were less than two-years old. A recently investigative report from the Los Angeles Times revealed that thousands of life insurance policies deemed “too new” were not paid to deserving beneficiaries in 2009. Thousands of Too-New Life Insurance Claims Denied Last Year

Getting a Life Insurance Denial Letter is Pretty Common

Posted in Life Insurance , Life Insurance Claims

February 24th, 2010
No Comments

It is more common than you think for a beneficiary to get a denial letter after filing a life insurance claim. That’s at least according to a new press release from Pennsylvania life insurance law firm, Lassen Law Firm, that explains that life insurance companies regularly deny claims – and for a lot of simple reasons. Getting a Life Insurance Denial Letter is Pretty Common

Being Prepared to File a Life Insurance Claim

Posted in Life Insurance , Life Insurance Claims

April 24th, 2009
No Comments

Having to file a life insurance claim at any point is a tough job, but it’s good to be prepared for when that day comes. What type of preparatory measures can be taken to ensure that you’re ready to handle filing the claim? Let’s take a look at a few ideas to better know the processes involved. Being Prepared to File a Life Insurance Claim

What is an Annuity Forfeiture?

Posted in Annuity , Life Insurance , Life Insurance Claims , Life Insurance Riders , Permanent Insurance , Term Insurance

April 20th, 2009
No Comments

Planning for retirement is crucial to ensuring that you will be able to provide yourself with a level of comfort when you are no longer working. One such investment tool many utilize to ensure a steady cash distribution is by arranging an annuity with a life insurance company. Individuals make a contract with an insurance company where the individual pays regular premiums until a set date that the annuity starts providing the policyholder with payouts. Annuities can be a good investment tool, but in some circumstances a pure life annuity can result in a forfeiture of investments. What is an Annuity Forfeiture?

What is a Pure Life Annuity?

Posted in Annuity , Life Insurance , Life Insurance Claims , Life Insurance Riders , Permanent Insurance

April 17th, 2009
No Comments

Retirement planning is an essential task everyone must pursue in order to provide a level of financial comfort for themselves. One investment tool that is commonly used are annuities, where you pay a premium over an extended period of time in order to collect cash benefit payments at a later date. A pure life annuity follows that basic structure,and offers either fixed or variable payments until the annuitant perishes. At that point, the payment cycle is terminated. What is a Pure Life Annuity?

What if an Annuitant Outlives Their Policy Term?

Posted in Annuity , Life Insurance , Life Insurance Claims

April 15th, 2009
No Comments

If you are a contract owner with an insurance company where you pay dues expecting a future payout, then you are an annuitant. Typically, annuity payouts are structured to start out at retirement, but the contract holder can really opt for distributions for any time period they choose. If you start your payout benefits earlier or live anexponentially long time, you may actually outlive the life of your policy. If that is the case, what happens when the annuitant outlives their policy term? What if an Annuitant Outlives Their Policy Term?

What if an Annuitant Passes Away Before Their Term Expires?

Posted in Annuity , Life Insurance , Life Insurance Claims , Permanent Insurance , Term Insurance

April 14th, 2009
No Comments

People who get permanent life insurance are taking care of two important issues at the same time: they’re ensuring the financial safety of their loved ones in the event that they will die suddenly; and they’re planning for their retirement. A permanent life insurance policy has what’s called a cash-value factor. This means that, unlike term life insurance, all the money you put into your permanent life insurance policy (in the form of your premiums) starts to accrue, and goes into a fund which you can get back when you want to. What if an Annuitant Passes Away Before Their Term Expires?

What Happens to my Policy if the Beneficiary Dies Too?

Posted in Life Insurance , Life Insurance Claims

April 13th, 2009
No Comments

When you open a life insurance policy, you decide who receives the benefit of the policy after your death by choosing a beneficiary. From time to time, you can review your policy and add or change a beneficiary at any time. What Happens to my Policy if the Beneficiary Dies Too?


Looking for More Options?

Health Insurance

HEALTH INSURANCE
Do you have the best health insurance suited for your needs? Find out if you can improve your health coverage and save money.


Auto Insurance

AUTO INSURANCE
Shopping for Auto Insurance is a great way to start saving money and lower your monthly bills. Auto Insurance companies are very competitive and are ready to offer you better insurance rates in today's market


Home Insurance

HOME INSURANCE
You’ve invested time and money turning your house into a home. Let us help you find the right insurance to protect your home and save you money.

WA OR ID CA NV MT UT WY ND AZ NM CO NE SD KS OK TX MN IA MO LA AR MS WI MI IL IN KY TN AL OH GA FL SC NC WV VA DC DE PA MD NY NJ CT MA RI NH VT ME HI AK