Posted in Life Insurance , Life Insurance Quotes , Permanent Insurance , Universal Life Insurance , Variable Life Insurance , Whole Life Insurance
April 27th, 2009
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When comparing life insurance policies, you may find yourself having to choose between whole life and variable life. If this is the case, it’s good to know as much about the two types as possible so that when the time comes to choose, you’ll be well-informed. 
Posted in Life Insurance , Universal Life Insurance
March 19th, 2009
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Universal life insurance is a form of permanent life insurance. Permanent life insurance, as opposed to term life insurance, lasts for your entire life (or as long as you want it to). It’s more expensive than term insurance, and the money you pay each month builds up in a fund. Many people withdraw money from this fund when they reach retirement age. The money they take out reduces the amount of money left for the beneficiary of the death benefit. Term life insurance, by contrast, only covers a certain amount of years, and you don’t get any money back when the term ends. It’s a lot like car insurance. 