Posted in Life Insurance , Life Insurance Quotes , Permanent Insurance , Universal Life Insurance , Variable Life Insurance , Whole Life Insurance
April 27th, 2009
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When comparing life insurance policies, you may find yourself having to choose between whole life and variable life. If this is the case, it’s good to know as much about the two types as possible so that when the time comes to choose, you’ll be well-informed. 
Posted in Life Insurance , Variable Life Insurance
March 20th, 2009
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The law limits the flexibility of variable life insurance. If you are seeking a level of insurance that will last throughout your lifetime, gain cash value, possibly earn dividends and is flexible for various life stages then a variable life insurance policy may be right for you. It’s important to realize that with this type of policy, earnings are not guaranteed, and you may even discover that the cash value of your variable life insurance policy fluctuates with the existing market conditions. Because a portion of the premiums are allotted for investment opportunities, the premiums and risk factor of variable life insurance are the largest compared to other types of life insurance offerings. 