Go Insurance Rates

Five years ago, Internet sales only accounted for 4 percent of all auto insurance purchasing transactions.

Now, shopping for auto insurance online accounts for30 percent of all the policies sold.According to ComScore, a digital research company, a 2009 surveyindicated that of those shopping for auto insurance, 63 percent of them went online to secure quotes.Although you may be wondering about this industry growth spurt, it just shows that more people are relying on the web for finding affordable auto insurance .

Shopping Smart

Shopping fantasies for nearly any item can beintoxicating andthere are certain attributes of doing the deed online that are perfectly suited to the auto insurance industry. Since phone calls are so 1999, the Internet is the best tool for buying auto insurance because of:

• Comparison Shopping: Consumers need to make thousands of decisions and the web is a great educational device for the process. Comparison shopping is the act of weighing options so you can make the best purchasing decision, and if done correctly you cansave money. When it comes to auto insurance, the Internet is the best resource for gathering and presenting online car insurance options quickly and easily.
• Saving Time: Americans are noted multi-taskers who constantly try to fit 26 hours of tasks into a 24-hour day. No one can argue that researching auto insurance online is a huge time saver. There are portals dedicated specifically to the task of online car insurance and nearly every insurance provider has their own site. Online searches take seconds compared to the time suck of making individual phone calls, so why waste another moment.
• Saving Money: Every insurance provider is vying for your policy dollar. Utilizing the web to shop for auto insurance can provide price quotes with a click. If you don't like the price of the first option, you can immediately find another choice that fits into your budget.
• Nearly Unlimited Options: Since some people like chocolate ice cream while others prefer vanilla, ice cream parlors have flavor for nearly every palate. The web does the same thing for car insurance shoppers by providing you with an endless array of providers and insurance coverage levels.
• Flexibility: Not everyone works 9-5 and they need to make their decisions at off hours. By shopping for auto insurance online, you can get the answers you seek based on your schedule as most online quote software works 24/7.
• Second Opinion: For some, buyer's remorse is an affliction that accompanies every purchase they make. If you feel like you need an outside opinion to back up your choice, links sent through IM and email to your lifeline of choice, can provide you with instant feedback regarding competitive auto insurance policies.

By following some rules to ensure both safety and accuracy of your quote, using the web to purchase auto insurance online will certainly work in your favor. Online consumers can find plenty of tools for making educated decisions regarding the auto insurance. By embracing the technology for your auto insurance needs, you too can experience why shopping for auto insurance online is the best way to find your policy.

Insurance.com recently released the results of its study that looked at the most dangerous drivers on the road, listed by profession.

According to thedangerous driverssurvey, some of the drivers on the list may be just as responsible for setting the law as breaking it.

Data from the Survey

There were some surprises found on Insurance.com's survey. Some of the driversmayhave angryauto insurance companies if they knew they were the most reckless drivers on the road. For instance, attorneys topped the list at No. 1 with 44 percent of claimingprior caraccidents when receiving a car insurance comparison quote. On the other end of the spectrum were homemakers who claimed 24 percent and athletes who claimed 17 percent.

To get a better idea of where you might fall in the equation, here are the top 10 most dangerous drivers by profession:

• Attorney/Judge
• Financial professionals
• Government worker
• Bartender or waiter
• Business professionals
• Dog groomer
• Marketing/Advertising professionals
• Barber/Stylist
• Coach
• Nurse

Why Are Some More Prone to Accidents Than Others?

According to the dangerous drivers survey, some professions are more prone to distractions due to multi-tasking (talking on the phone, driving fast) and thus are in greater danger of car accidents. Distracted driving has been amajor focal point in state and national legislature and is something lawmakers arecracking down on.

In the meantime, hopefully those who have been found guilty of distracted driving will use this list as a wakeup call and decide that it's time to govern oneself on the road before auto insurance companies and higher rates do the job.

Was your profession found on the list? Would you consider yourself to be a dangerous driver?

You may be surprised to learn that a new study cited cranberry juice products as the key to improving heart health - something that in the long term could lower health care and insurance costs. This health study , which was conducted by the Queen Mary University in London and published in the ...

Car accidents are traumatizing enough as it is, but insult gets added to injury when they're of the hit-and-run variety. According to multiple sources , there are approximately 700,000 hit-and-run car accidents every year in the United States. Hopefully you'll never be involved in one, but if...

There's no doubt that the Toyota recall hasmade manydrivers concerned for their safety, which is why the National Highway Traffic Safety Administration (NHTSA)has offered tips to help driversif their vehicle malfunctions while on the road. If you are the driver of a Toyota or certain other...

The American Customer Satisfaction Index (ACSI) shows that Americans were satisfied with life insurance in the fourth quarter of 2009. According to the index, life insurance satisfaction not only improved overall, but specific life insurers also received increases in satisfaction.

Specifics of...

Americans have always felt passionately about health care, and almost every single attempt to change or modify its status quo has been met with resistance. This is a dysfunctional health care system , yet with so many people and business groups affected by the health care reform , it's a small...

The Insurance Information Institute recently announced that it's time to review your auto insurance policy, along with other insurance policies that you own. Now thatthe New Year has come and gone - and changes may have occurred in your home and family - it's time to make sure your auto...

It's no secret that credit scores and reports determine insurance premiums of all types, so you can imagine that there is no exception for auto insurance quotes . You hate that, right? When you've made a few errors over the years, or have even suffered for the first time during this recession...

It's no secret that car insurance companies sometimes come up with policy features/riders that are basically useless. While some features like roadside assistance, rental reimbursement, gap coverage and towing and labor can be very beneficial, some being offered just aren't.

So in case you're...