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Smoking and Body Mass Index Impact Health Insurance Premiums

Posted in Health Insurance

December 19th, 2011
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A new report released has found both smoking and body mass index (BMI) have a significant impact on a person’s health insurance premium costs. The report, released by eHealth, Inc., the parent company of eHealthInsurance, showed that individuals who smoke or are considered obese can pay up to 23 percent more each month for their coverage.

Chinese Drywall Victims Receive Financial Compensation

Posted in Home Insurance

December 16th, 2011
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Thousands of homeowners who filed a class-action lawsuit against Chinese drywall makers could receive financial compensation under a proposed settlement reached in a Louisiana federal court. The lawsuit was filed after homeowners discovered that while defective drywall had ruined their homes, they couldn’t file claims to have the walls repaired with their home insurance providers.

FEMA Advises Texas Wildfire Survivors to Consider Flood Insurance

Posted in Home Insurance

December 14th, 2011
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While flood insurance is typically not a common concern for homeowners facing the threat of wildfires, the Federal Emergency Management Agency (FEMA) has recommended some Texas residents add this type of coverage on their to-do list. Hazard mitigation specialists with the agency say that unexpected water-related risks come with Texas wildfires, elevating the need to purchase this additional coverage.

Allstate Home and Auto Insurance: Is Bundling Policies the Best Option?

Posted in Auto Insurance , Home Insurance

December 12th, 2011
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Employer-Sponsored Health Insurance Reaches New Low

Posted in Health Insurance

December 12th, 2011
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Recent findings from a Gallup Poll revealed that the number of American adults covered by employer-sponsored health insurance has reached the lowest level since the organization began tracking coverage in 2008. The polling organization found the number of covered adults dropped more than 5 percent over the three-year period.

Teenage Driving Restrictions May Go Nationwide with Graduated Driver Licensing

Posted in Auto Insurance

December 9th, 2011
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Implementing nationwide restrictions on teenage driving could save 2,000 lives and billions of dollars each year, says a new study conducted by insurance and safety advocates. It’s for this reason that the report, released by the National Safety Council, a congressionally-chartered independent research agency, called for a national standard in teenage driving laws, also known as “graduated driver licensing” or GDL.

Medicare Enrollment Deadline Extended with Restrictions

Posted in Health Insurance , Medicare

December 7th, 2011
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Federal officials have announced that the Medicare enrollment deadline, which is set to expire today, has been extended through Dec. 10 due to a jump in last-minute sign-ups. However, the officials caution that seniors may only qualify for the extension if they take important steps before the close of business today.

Health Care Reform Law and Medical Loss Ratio Requires Companies to Pay Tax-Free Refunds

Posted in Health Insurance

December 5th, 2011
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The Obama administration said on Friday it had tweaked a piece of the health care reform law that requires health insurance companies to spend the majority of their premium revenue on medical care, or issue refunds to customers. As a result of many health insurers not following the rules, companies will be required to issue tax-free refunds to customers as required by the law.

S&P Issues Stable Outlook for U.S. Life Insurance Industry

Posted in Life Insurance

December 2nd, 2011
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S&P announced in a report this week that it would be maintaining its “stable” outlook for the U.S. life insurance industry. This announcement should help insurers breathe a sigh of relief after the credit ratings agency announced that it issued credit rating downgrades for multiple banks on Tuesday.

Medicaid Eligibility Gives Children Access to U.S. Health Care, While More Adults Uninsured

Posted in Health Insurance

November 30th, 2011
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A new report issued by Georgetown University Health Policy Institute’s Center for Children and Families revealed that the U.S. health care coverage has increased, specifically for children. In the past three years, children without health insurance has dropped by 1 million. This number also incorporates the increased number of children living in poverty due to the the challenging economy.